yes bro and thanks again for asking. i was so confused

but not anymore

.
Now i am going to pay fee from savings and get plain loan against FD and get a line written on loan letter " Loan for study in Canada". and submit file with loan sanction letter.
and no need to submit loan disbursement letter and SOP. that's all.
(and loan against FD and OD is processed in same way. we only need to get written FD not OD against security, is it right?)
thanks for help...............................