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The link stated that your current spouse/common-law partner can be the co-signer. And income of all 3 previous years can be counted even when the relationship started later. Copied portion from the link:
Regardless of how long you’ve been married or in a common-law relationship:
your spouse or common-law partner can be your co-signer
your co-signer must provide proof of income for the last 3 taxation years before the date of your application
I think assumption here is if you have a co-signer now, he/she can be the co-signer for the entire duration of income requirement years (in this case, 2018, 2918 and 2020, even if the sponsor and co-signer were not married in 2018 and/or 2019).
This assumption does lead to a question (which may not affect OP here) though, what is the family size of the year when the sponsor was single. Does co-signer is considered to count the family size, even if there was no relationship established between the sponsor and co-signer.
In conclusion, a lot of grey area. This can only be known once someone apply and disclose what decision is made by the IRCC.
Ok. You know, that you have to prove the IRCC that you were/are in a relationship with your co-signer. Just a heads up. We are here to help each other out on this Forum.
The link stated that your current spouse/common-law partner can be the co-signer. And income of all 3 previous years can be counted even when the relationship started later. Copied portion from the link:
Regardless of how long you’ve been married or in a common-law relationship:
your spouse or common-law partner can be your co-signer
your co-signer must provide proof of income for the last 3 taxation years before the date of your application
Hahaha! So, it means....let's go wife/Common-law hunting/fishing/phishing, now that you do not qualify for 2018 income. Find one who can co-sign?
Too, fishy! Hunty, hunty.
If I have enough income to show do I need to show my spouse as co-sign?
In the form IMM5768- what is my previous undertaking, If I got my PR in CEC should I add me, my wife and son in the previous undertaking?
Hahaha! So, it means....let's go wife/Common-law hunting/fishing/phishing, now that you do not qualify for 2018 income. Find one who can co-sign?
Too, fishy! Hunty, hunty.
Thats one perspective. However, as long as someone is ready to take the responsibility (by co-signing), it should not matter. The fact is only partners are allowed to be a co-signer. Once you are serious in a relationship and ready to take each other’s responsibility, it should not matter. The only thing I would like to know is how the family size is calculated before two established relationship. Moreover, what if one or both of them were in other relationship before, do we have to count ex-partner (may be not, but I am curious to know)?
The reason I am wondering is, IRCC example suggests to count kids only from the year they were born. What is the criteria for partner?
Hahaha! So, it means....let's go wife/Common-law hunting/fishing/phishing, now that you do not qualify for 2018 income. Find one who can co-sign?
Too, fishy! Hunty, hunty.
If I have enough income to show do I need to show my spouse as co-sign?
In the form IMM5768- what is my previous undertaking, If I got my PR in CEC should I add me, my wife and son in the previous undertaking?
No. previous undertaking would be ...
e.g. you sponsored a previous wife and the ex-wife is still on your undertaking (still within 3 years since that ex landed), then you need to count them.
another e.g. you co-signed for your inlaws and they just landed and you still have 20 years on their undertaking. (I don't know how to count if they are all under PGP 2021 or if their PGP application is still in progress. My take would be to include them and write an explaination letter.)
You are not on undertaking for the immediate family that you included in your PR application.
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