I was thinking of this too. Can’t we just use our US credit cards and just take the usual 3% conversion fee? I don’t plan on using them a lot, but nice knowing I have a safety cushion. I’ll probably keep at least one US checking account I think.
I was thinking of this too. Can’t we just use our US credit cards and just take the usual 3% conversion fee? I don’t plan on using them a lot, but nice knowing I have a safety cushion. I’ll probably keep at least one US checking account I think.
I think it depends on your credit card company. Some of them might not be comfortable with you leaving the US and will either require you to maintain a US address or have you close the account. I do intend to keep two of my credit cards if possible (no foreign transaction fees for me ), but I'll also be getting a Canadian one.
The other issue is things like mortgages and financing depend on your credit history. I think Canada is much more lenient on credit history in general, though, so it's not as big of a deal as establishing good credit history in the US.
It could be then. Last week we saw people with AOR dates of 1st and 2nd week of June get PPR. Since your AOR is the 3rd week of June it would be in line with what we would expect speed-wise.
I think it depends on your credit card company. Some of them might not be comfortable with you leaving the US and will either require you to maintain a US address or have you close the account. I do intend to keep two of my credit cards if possible (no foreign transaction fees for me ), but I'll also be getting a Canadian one.
The other issue is things like mortgages and financing depend on your credit history. I think Canada is much more lenient on credit history in general, though, so it's not as big of a deal as establishing good credit history in the US.
in Vancouver, many landlords won't even let you rent an apartment with a poor Credit Score. Mind you, at the time I started renting my apartment I had been in Canada for 10 months with a credit score of almost 700, and I still had to jump through a few hoops because apparently ''I have an ok credit score, but too limited credit history".
I find financially many things in Canada aren't exactly immigrant-friendly. No one cares about your income or financial past, as an immigrant you're considered to be high-risk regardless unless you can put down big down payments.
I just checked my profile. It said application/profile updated. When I checked there was no change in the application stages and no email. Is this the ghost update which all refer to???
Dude. I read somewhere ircc doesn't conduct background checks themselves.. they have a tie up with a 3rd party.. this 3rd party who does hundreds of background checks daily must've experienced similar situations many times and they know how to go about it.. don't worry..