help regarding filling fully-funded-study-visa

[turle_in_pond]

I got admitted into a good Canadian University for my MS CS Thesis fully funded.

Tuition fees for 1 year are 1611*3 + 10000$ as living expenses.
I have got a scholarship of 14500$ cad per year.
My parents have retired and the latest ITR they filed was 3.8(mother-textile work) 2.8(father-farming income).
I don't have enough funds to show support for 1-year food and accommodation, I am thinking to take a loan to pay for GIC.

We have immovable assets, but the net income of the family is significantly low. I need guidance about the sponsor letter, can I mention both my parents, brother and university in it?

 

[wonderbly]

Your best bet might be to take a loan. IRCC would still like to see proof of available personal funds besides the scholarship.

 

[turle_in_pond]

Can I also mention the funds of my brother in the CA financial sheet?

 

[lamnt0702]

Can I also mention the funds of my brother in the CA financial sheet?

Yes, you could, and your brother needs to write a sponsorship letter.

 

[turle_in_pond]

He lost his job last month I can still write his sponsorship?

 

[lamnt0702]

He lost his job last month I can still write his sponsorship?

I do research and found this:

I could not make sure about the "identity of the sponsor". It basically might be his Citizen ID Card and Passport only, but VO (by somehow) could ask for his Labor Contract to know the source of his income. So you should listen to @wonderbly for opening a loan account with your family's immovable assets as collateral. Sponsored funds from your brother should be the additional added to strengthen your overall proof of funds.

 

[turle_in_pond]

I do research and found this:

I could not make sure about the "identity of the sponsor". It basically might be his Citizen ID Card and Passport only, but VO (by somehow) could ask for his Labor Contract to know the source of his income. So you should listen to @wonderbly for opening a loan account with your family's immovable assets as collateral. Sponsored funds from your brother should be the additional added to strengthen your overall proof of funds.

As the university is already giving me 14500$ scholarship doesn't it counts for this sponsorship?

 

[lamnt0702]

As the university is already giving me 14500$ scholarship doesn't it counts for this sponsorship?

Yes, it would be counted as sponsorship.

 

[turle_in_pond]

Upfront Medicals are closed in India :.( , shall I file it through NON-SDS. Or shall I wait for 3-4 weeks as it medical might open?

 

[turle_in_pond]

Your best bet would be to loan money for GIC and apply through SDS, sort of gives you edge over the other Non SDS but I'm unsure by how much . What is the duration of your program?

I have arranged money for GIC, the duration is 2 years. But Upfront medicals are closed in India until further notice.

 

[turle_in_pond]

I am thinking to file NON SDS with GIC + Scholarship + My Savings(3000$) + Parents Liquid Fund (10000$) + Parent Assets CA report.
I am already late and I don't know if upfront medical will reopen.

 

[wonderbly]

Can you even submit SDS without upfront medical? Will IRCC allow you submit LOE or proof of exam booking?

 

[turle_in_pond]

Can you even submit SDS without upfront medical? Will IRCC allow you submit LOE or proof of exam booking?

I cant that's why I have to go with NON-SDS or wait. Whats your advice, I am already late I got LOA on 14 May :/ and have to be in Canada by August 15.

 

[wonderbly]

I cant that's why I have to go with NON-SDS or wait. Whats your advice, I am already late I got LOA on 14 May :/ and have to be in Canada by August 15.

You're better off going non-SDS. Waiting for SDS makes no sense as no one knows when the lockdown will be finally lifted. And even when it is, you don't know how quickly you will get an appointment. That means at least 4 weeks lost - 4 weeks in which you could already have your application being assessed and only waiting for Bio and Medicals.

 

[wonderbly]

No , The Immigration webpage mentions , one needs to have medicals before they apply.
https://www.canada.ca/en/immigratio...permit/student-direct-stream/eligibility.html

So why are you advising them to go via SDS when that's not possible right now?