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Crazy! A hospital birth can be up to $10,000 or more if there are complications so you guys should try to get insurance. Check premiums for bluecross, flexcare, coverme.
amitheonlyone said:
I am a Canadian citizen by birth. But she is not. So I am eligible (and have) a PEI health card, but she is not eligible. She called them the other day and they asked about PR and such. She told them she was applying and they told her she wasn't eligible for a health card until she gets her PR.
Odd that this is not in keeping with what it says on their website. But it also wouldn't be the first time that a verbal answer didn't agree with some other policy source.
Hey guys. I want to know, if my wife lives with me in my parents house, does that count as "living together"? I don't have the money for a house for us yet and I know they're not going to accept that as an answer.
Thanks!
P.S. I'm waiting for our marriage certificate to come in. I am preparing a "record of relationship" with dates along with significant events and people who can attest to our relationship (should I include their contact details?). What else should I include?
I can't imagine why living in your parents' home wouldn't constitute "living together", the point is to show legitimacy of relationship, so I'm sure that will qualify as some proof.
Pull together:
- photographs (from the beginning of your relationship to current)
- phone records
- emails
- written correspondence (letters, cards, love notes)
- letters from friends & relatives attesting to the legitimacy of your relationship, and yes, they should sign their letters and provide contact information.
- date receipts (movie, dinner, airline, anything which shows the two of you doing things together)
Basically, you want to try to think of anything you might have from, to, and of one another which will be seen as proof of a legitimate relationship, going back to the beginning and up until the time you submit your applications.
amitheonlyone said:
Hey guys. I want to know, if my wife lives with me in my parents house, does that count as "living together"? I don't have the money for a house for us yet and I know they're not going to accept that as an answer.
It definitely counts as living together, unless you two are not sharing a room, in which case if the visa officer finds out, he/she will have some questions. If you are sharing a room, then you're living together.
You can get a letter or affidavit from your parents stating they know you two are living together as a couple in their house, and that they believe the relationship is genuine.
If the visa officer asks why you are not living in your own house, just say you haven't saved up enough money yet.
**VERY IMPORTANT**
For anybody thinking their wife or husband can't be covered by insurance in Canada until they get PR, that is not correct! I called Health PEI again and got a much more knowledgeable person. She said "As long you have a receipt for PR, her expired student visa, her birth certificate, and your marriage certificate, you can get a health card. It will take about 10 days to be processed and then when you receive it you can get extended coverage through any company of your choice if you wish."
So yeah! A lot of this PR stuff is not written out and you have to look for it. I almost want to write a small book after this is all over detailing the tips and tricks that nobody tells you about.
Anyway, all you people who have applied for PR should be eligible for health coverage! I'm so much more relaxed now that I know my pregnant wife is covered!
amitheonlyone said:
**VERY IMPORTANT**
For anybody thinking their wife or husband can't be covered by insurance in Canada until they get PR, that is not correct! I called Health PEI again and got a much more knowledgeable person. She said "As long you have a receipt for PR, her expired student visa, her birth certificate, and your marriage certificate, you can get a health card. It will take about 10 days to be processed and then when you receive it you can get extended coverage through any company of your choice if you wish."
So yeah! A lot of this PR stuff is not written out and you have to look for it. I almost want to write a small book after this is all over detailing the tips and tricks that nobody tells you about.
Anyway, all you people who have applied for PR should be eligible for health coverage! I'm so much more relaxed now that I know my pregnant wife is covered!
Does this apply once the landing is done? Or do you have to wait 3 months after landing for health coverage? I'll be landing in Ontario FYI.
Health coverage is managed by the provinces. Thus, when people say you cannot obtain health coverage until you land, they usually do that because they know about the rules for the stingiest of the provinces - Ontario.
MOST of the provinces (including PEI - I researched it before) actually allow coverage to "dependents". What this means is if the primary person is a legal Canadian resident (Citizen or PR) then any dependents living with them qualify for coverage. Several provinces (BC, AB, SK, NS and PEI based upon my own research) are very clear bout this. AB is actually the most lenient here.
For someone landing in Ontario, they impose a 3 month waiting period. BC does 2 months + the balance of the current month (so 2-3 months, starting on the first of the month). AB actually extends it to you immediately upon landing. Again, the rules vary by province and I'd strongly recommend checking out the health services site for your province.
CG, you have probably seen this link. My understanding is that dependants in BC qualify for the coverage 2months + balance after the submission of the PR application- not after landing. Am I right?
http://www.health.gov.bc.ca/msp/infoben/pdf/covering-a-spouse-or-child-who-is-an-applicant-for-permanent-resident-status-in-canada.pdf
Thanks.
Yes - that's the document to which I usually point for BC. And most provinces have similar language.
Thank you. I'm trying to figure out if we will need to buy coverage for my husband before he arrives or not. I've heard some people have been successful in getting the coverage, and some have been told to wait the 2 and something months. I didn't understand why.
amitheonlyone said:
Her dad is still paying fees (I should have been more specific) for feeding and lodging. If we tell him we are married/pregnant he will stop paying and right now we can't afford that.
And he is foolish?
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