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forumSection: Immigration to Canada, subForumSection: Express Entry / Expression of Interest
For initial days, recommded to get some money loaded onto a card you can use here . I've had good exp. with RBC & TD. They both have some good newcomer programs and accounts but TD refused to give me a credit card while RBC did . You can walk in to any branch and open an account. You could also go for a global bank like HSBC or Citi and have them create an account for you even before you move
Is there any reason behind why one bank refuses to give credit card while the other is okay in issuing one?
And Thank you so much

AOR - 12 th Dec
MEP - 24th Jan
No update after that.
Nationality- indian
Residence - SA
Called cic yesterday evening, the lady was friendly and said everything looks good. I asked if the eligibility has been recommended pass etc , she said no update as of now and told me that it's under the 6 month timeline.
Is there any reason behind why one bank refuses to give credit card while the other is okay in issuing one?
And Thank you so much
No reason really , TD was willing to issue a secured credit card, which IMHO is just a fancy debit card and helps i building credit but RBC was able to issue us a regular card with $0 fee. It really depends I guess on what agent you are talking to , I guess. I'm not sure, these two banks are very similar and are big (at least in ON, not sure about other provinces) and either of them would serve your purpose fine , go with whichever gives you a better deal. For ex: RBC was also offer $ 300 cash back if we opened savings, checkings and credit cards with them , so we went ahead an grabbed that .
Thanks,
@vbedi, for sharing these tips!
Is anyone else on this forum planning to or thinking about moving to
Montreal (or Quebec in general)? I have looked into the rules regarding healthcare, tenancy, etc., which are broadly similar to Ontario. Wondering if there is sufficient interest here to start a new thread, share information on friendly banks, finding work, living in a French-speaking part of Canada...all of that.
No reason really , TD was willing to issue a secured credit card, which IMHO is just a fancy debit card and helps i building credit but RBC was able to issue us a regular card with $0 fee. It really depends I guess on what agent you are talking to , I guess. I'm not sure, these two banks are very similar and are big (at least in ON, not sure about other provinces) and either of them would serve your purpose fine , go with whichever gives you a better deal. For ex: RBC was also offer $ 300 cash back if we opened savings, checkings and credit cards with them , so we went ahead an grabbed that .
Thank you so much for that

Hey, I am trying to order my gcms notes and there are two options on the website. One of them is "request general records" and the other is "request personal information". Which one should I go for?
Is it available to applicants from outside Canada?
Thanks
In the same boat...1 Dec aor single applicant from India.... ordered gcms notes 32 days ago...still didn't received them....
I am Dec 1 AOR. Indian residing in US. In IP1 since Jan 12.
I changed my NOC code from 0213 to 2171 two weeks back by raising a CSE. Is that going to be a concern for the Visa officer? Has anyone else changed their NOC code while in IP1?
Is there any Nigerian Dec AOR applicant who is aware of his/her eligibility status as met/recommended pass and whose background check status has changed from IP1 to IP2?
Is there any Nigerian Dec AOR applicant who is aware of his/her eligibility status as met/recommended pass and whose background check status has changed from IP1 to IP2?
I am, mine is recommended pass
Is there any Nigerian Dec AOR applicant who is aware of his/her eligibility status as met/recommended pass and whose background check status has changed from IP1 to IP2?
Has yours changed?Guess we might have to wait till ending of the month
It has not changed. Just wanted to know I am not alone. I believe by month end, we should get to IP2 and subsequently, the most desired PPR
Has yours changed?Guess we might have to wait till ending of the month
Are you at IP1 or IP2?
I am, mine is recommended pass
It has not changed. Just wanted to know I am not alone. I believe by month end, we should get to IP2 and subsequently, the most desired PPR
You are not alone
IP2 hv been on IP2 since medpass.
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