Ok. So this is a credit score and it is limited in some countries. We have similar here (not in Canada) too. I dont know how detailed the report is, but reading it out is just like CRS, the higher, the better
Low
Yeah, I saw India was on the CIBIL covered countries (mine wasnt). In that case, the risk for hiding information would be too high.
I would not recommend doing that in any case btw
The report lists out every bank account you have, every loan you have taken, every payment you have defaulted on and your entire employment history. I have viewed my own one .
Are you in Canada? If so, isn't the same info available from TransUnion and Equifax?
The report lists out every bank account you have, every loan you have taken, every payment you have defaulted on and your entire employment history. I have viewed my own one .
Are you in Canada? If so, isn't the same info available from TransUnion and Equifax?
I was perplexed by this question a lot and spend like a billion hours researching it. Even if you don't show credit cards, it will be fine. The main reason CIC states that we need to disclose liabilities is so they can ascertain that we didn't borrow money that's all. If your POF is above the minimum required amount by even 10% - 15% I don't think you have anything to worry about credit cards.
I was perplexed by this question a lot and spend like a billion hours researching it. Even if you don't show credit cards, it will be fine. The main reason CIC states that we need to disclose liabilities is so they can ascertain that we didn't borrow money that's all. If your POF is above the minimum required amount by even 10% - 15% I don't think you have anything to worry about credit cards.
No one knows what exactly is checked in the Security stage. CSIS just generates a report for IRCC and in that data, data of your debts could easily be there. If you were screening someone to determine their security risk, wouldn't you access their bank records to see if there are any suspicious transactions?
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