Three months back I created an FD to show as oinp POF which, I received in the form of gift deed from my parents. While showing balance certificate for FD, I was successful in getting “FD can be liquidated anytime upon request” statement mentioned for FD. However, now I received the ITA and it’s getting difficult to get thay statement on fresh balance certificates as most branches are saying that they cannot change their format.
Is it a good idea to break FD at this point as m planning to show all the funds in savings account to make things easy for future as well so that every time I don’t struggle to get this statement in my balance certificates.
