Proof Of Funds

[abrarakazi]

I have the essential amount required for a single person but my bank statements show some transactions which are genuine and deposited by people i lent money to; that is my money and being returned back.
I still hold a gift deed by my mother to help me reach the expected amount but what about those transactions ? They are actually genuine but how do i convince the assessing officer ? Any help or suggestions ? Thats the only document left from my end. Would really appreciate your help.

 

[ChocoHagela]

highlight the amounts and explain it in the loe