my AOR is 04-Nov. I was going through my submitted documents and have got a query. For POF I showed balance on HDFC account - submitted a bank letter and also submitted one year statement.
There were transactions from my other bank (ICICI) to my HDFC Bank - so I submitted a six month statement of my ICiCi bank and explained the transaction in the POF.
What I have not submitted is the bank letter from ICICI bank - anyways that account has nil balance - evident from bank statements attached.
Would like to understand if not submitting ICICI bank letter may create a issue? As I remember in the guidance they have mentioned to have letter from each and every bank...
You only need to the letter from the bank where your funds lie, which will be used as your POF. As long as you don't have any large transactions to your HDFC account, you don't need statements from ICICI or even mention it.
