Problem with Bank Acoounts please help

[creativeuk]

Dear All
Me and my mother hold an Joint Bank Acccount, we all know the funds has to be in Primary applicants name and spouse name only.

The problem could have been resolved if bank allows me take my mother name from account,but in this case BANK Officials told us its their policy ,they cannot take the mother's name out once its added.

The only option Bank gave us, we can cancel the joint account and open up a fresh account and tranfer all funds in new account.(Fresh account with huge sum tranefred in a day don't sound good)

Is it possible to have Fixed deposit done by my name and provide it as proof.
or
Is it ok to have an affidavit written from my mum declaring all funds are available to me.
or
Is it ok to have statement of closed bank account showing transaction to my new account and cover letter explaining the whole matter.


Please suggest me the possible ways to overcome this problem.

Thanks alot for reading and replying

 

[canadaforall]

Re: Problem with Bank Acoounts

Dear All
Me and my mother hold an Joint Bank Acccount, we all know the funds has to be in Primary applicants name and spouse name only.

The problem could have been resolved if bank allows me take my mother name from account,but in this case BANK Officials told us its their policy ,they cannot take the mother's name out once its added.

The only option Bnak gave us, we can cancel the joint account and open up a fresh account and tranfer all funds in new account.(Fresh account with huge sum tranefred in a day don't sound good)

Is it possible to have Fixed deposit done by my name and provide it as proof.

Please suggest me the possible ways to overcome this problem.

Thanks alot for reading and replying

Hi Friend,
If you made a fixed deposit , You will still be asked for a bank transactions details. I made a fixed deposit and they have asked me to provide a bank transaction details for six months. So think about it carefully before acting.

Hope it helps.