We are about to submit eAPR docs now but I have a question I could not find an answer.
We have USD account, GBP account, EURO Account, XAU Account and TRY Account in the same bank.
We have enough money for POF in USD Account and TRY Account together. So we get 6 months of bank statements for USD and TRY accounts (TRY is the main account)
Other accounts were also used from time to time for business expense accounts during business trips.
They are empty now but they are shown in the Bank Letter as seperate accounts. (stated as zero balance.)
Do we have to get 6 months bank statements for each of them as well? Otherwise, does it look suspicious?
Thank you DelPiero. So not providing 6-month bill of account won't create any suspicion? I was worried to close them and get a brand new bank statement again.
Do we have to get any credit card statement/receipt (of 6 months) if it is shown as well? Even if it is an active credit card?
What I mean by suspicious is, from CIC site it says:
"The applicant should provide an official letter(s) from one or more financial institutions that lists all current bank and investment accounts as well as outstanding debts, such as credit card debts and loans."
I have 6 different currency accounts (I assume they are current) from which I only show 6 month statement of two accounts. I also state the current debt of the credit card but no statement of it neither.
So even though 4 other accounts show zero balance (I list them as it states on CIC), not providing detailed 6 month statement of them might create any suspicion? That's what I meant actually.
What I mean by suspicious is, from CIC site it says:
"The applicant should provide an official letter(s) from one or more financial institutions that lists all current bank and investment accounts as well as outstanding debts, such as credit card debts and loans."
I have 6 different currency accounts (I assume they are current) from which I only show 6 month statement of two accounts. I also state the current debt of the credit card but no statement of it neither.
So even though 4 other accounts show zero balance (I list them as it states on CIC), not providing detailed 6 month statement of them might create any suspicion? That's what I meant actually.
IRCC is interested in validating whether you have enough funds to sustain yourself in a new country. They are not going to define your banking needs and how you do you manage your bank accounts. If you need six accounts in six different currencies it is not the concern of IRCC till the time you can show the minimum amount needed and that you own the amount
