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forumSection: Moving to Canada from the U.S., subForumSection: Permanent Residence in Canada
How to transfer money from US bank account to Canada
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forumSection: Moving to Canada from the U.S., subForumSection: Permanent Residence in Canada
We have to move to Canada on PR in a couple of weeks. Now, I am in the US and working here since last 4 years on H1b visa. I have to transfer all my savings from US Bank accounts to Canada.
Now, the problem is, I have not visited Canada before and hence I have no bank accounts in Canada Yet. Also, I want to take all my savings to Canada, before I leave the US. Because, once I quit my Job and my H1b will be gone, after that I can have a tough time in coming back to US. So, I don't want to take chances.
Can some one help or suggest me some legal ways to transfer my savings (it is much more than the transfer limit of $10k) from the US to Canada?
There is no limit on how much money you can bring to Canada. The only requirement is that you report amounts over $10,000 to CBSA on arrival. There is no tax to be paid on the funds you bring. You can carry cash (though I don't recommend it), a bank draft or cashiers cheque. If your bringing everything, I would bring a mix of cash and a bank draft. Banks here will hold the draft until the funds clear. Go talk to your bank for the best non-cash solution (draft, cheque, money order).
As an after thought, make sure you bring some evidence the money is legitimate. Bank statements, deposits, payroll documents. Just saves some of the hassle.
And fill out the B4 (or whatever the new one is called) for goods that you are bringing with you. Again, any single item up to $10K is tax free. If you have jewelry in excess of that, list each item individually.
Have you been able to try the free money transfer option, I've heard it's not free between TD accounts in the US and Canada, and you get charged an exchange fee. Are you able to verify?
Yes there is a currency exchange fee. That is something that cannot be avoided at all, this is transferring to different currencies. there is no other additional fees. And as a standardized bank they give the
Hi, I have sponser my wife for Canada , after two months they send a mail to my wife Signing of contract (Principal Applicant) don't know what kind of contract they are asking cause marriage certificate I have already given them please help on this one
Hi, I have sponser my wife for Canada , after two months they send a mail to my wife Signing of contract (Principal Applicant) don't know what kind of contract they are asking cause marriage certificate I have already given them please help on this one
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