I've never known a forum with so many hijacked threads! It's hard to discuss a topic when a few posts in it gets derailled by someone hijacking the thread to ask their own question.
PLEASE! If you have a question, create a new thread and ask it (unless it is a specific thread welcoming questions).
to b frank a lot r stupid questions relating to PCC and POF..
how hard is it to understand tat PCC validity is 3 months and u require 6 month average balance in ur bank account.. but ppl here find it hard to understand..