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are you in Canada ? If so you could just walk down to the bank and pay there . They will give you a receipt and receipt number to put in with your application. I didn't pay online myself but I think they will give you a receipt number to put in with your file also.
I (principal applicant) paid the fees online I did not have 2 break up each individual application up. I paid 1040 all together and filled out the reciept and signed myself with no problems. I used my information because it was my credit card. As far as something going wrong I was able to save my reciept pdf file on my computer along with having a copy emailed to me by the site.
You don't need to break up anything. They don't care who pays along as it gets paid. Your best bet is to pay online -- saves you a trip to the bank and they will get it immediately. After you pay online they will email you a receipt which you have to print and submit with your application. You don't need to sign it.
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