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Can I sponsor my wife If I took student loan and missed payments?

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naveedali

naveedali

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Nov 18, 2015
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Hello,

Can I sponsor my wife if I took OSAP Loan and missed payments in the past few months?
 
naveedali said:
Hello,

Can I sponsor my wife if I took OSAP Loan and missed payments in the past few months?
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AFAIK, Student loans and missed payments don't affect sponsorship application. It is social assistance and EI you need to worry about.
 
CofRed said:
AFAIK, Student loans and missed payments don't affect sponsorship application. It is social assistance and EI you need to worry about.
Click to expand...

Whats EI? can you explain a bit about it Please
 
CofRed said:
AFAIK, Student loans and missed payments don't affect sponsorship application. It is social assistance and EI you need to worry about.
Click to expand...

No - it's only social assistance that's a problem - also being bankrupt. EI is fine and doesn't stop someone from sponsoring.
 
naveedali said:
Whats EI? can you explain a bit about it Please
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Employment Insurance, usually when people get lay off, get sick, they apply for EI. It is a temporary benefit program . But as Scylla pointed out EI is not an issue, so you are good.
 
CofRed said:
Employment Insurance, usually when people get lay off, get sick, they apply for EI. It is a temporary benefit program . But as Scylla pointed out EI is not an issue, so you are good.
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No never applied for it, did 2 semesters and then went to Pakistan for an year. Didn't pay any OSAP installment thats it.
 
scylla said:
No - it's only social assistance that's a problem - also being bankrupt. EI is fine and doesn't stop someone from sponsoring.
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Thats a problem or not a problem? :/ Like OSAP is a problem?
 
naveedali said:
No never applied for it, did 2 semesters and then went to Pakistan for an year. Didn't pay any OSAP installment thats it.
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Then you are totally fine. Missed payments might show up on credit history but that's another issue completely unrelated to CIC.

To clear things, student loan missed payments will not be a cause of denial of your sponsorship ;D
 
CofRed said:
Then you are totally fine. Missed payments might show up on credit history but that's another issue completely unrelated to CIC.

To clear things, student loan missed payments will not be a cause of denial of your sponsorship ;D
Click to expand...

Thanks :D
 
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